The full name and date of birth or the address must be matched with at least two independent reliable databases to achieve electronic Safe Harbour for identity verification of an individual.
The following criteria are analysed to determine whether an electronic database is reliable and independent:
- data accuracy;
- the database security;
- frequency of data updates;
- the comprehensiveness of the database (e.g., how many listings are included in the data and the period over which it has been collected);
- independent data reviews;
- whether the database is maintained by a government body under legislation;
- means of data authentication.
Depending on the country, bronID accesses various government or commercial databases to achieve the electronic Safe Harbour Rule.